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Master Thesis

L’impact de la conformité sur l’activité commerciale en banque. Recherche empirique dans une banque universelle

Abstract : This Master 2 Banking & Finance thesis is part of a work-study program within the Financial Security unit of the Crédit Agricole Sud-Rhône-Alpes Regional Centre. The financial security unit is part of the compliance department. Its main objectives are to ensure compliance with the antimoney laundering and anti-terrorist financing measures, as well as to ensure that the bank's operations comply with international sanctions. Compliance is a regulatory aspect that has developed strongly over the last decade, and the stakes for banks are very high given the risks involved. Compliance has therefore brought about profound changes in the organisation of banks, but has also had an impact on their core business: commercial activity. This research paper aims to characterise and understand this impact, which has been little addressed in the existing literature to date. We therefore propose to explore the subject of the impact of compliance on the bank's commercial activity, first through a theoretical approach to both aspects of the subject, and then through empirical research. The latter will take the form of semistructured interviews with bank advisors working in various positions and from different institutions. We will critically analyse our research findings and develop recommendations on the reconciliation of compliance and business activity.
Document type :
Master Thesis
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Submitted on : Monday, February 14, 2022 - 11:11:00 AM
Last modification on : Sunday, March 20, 2022 - 3:28:13 AM
Long-term archiving on: : Sunday, May 15, 2022 - 6:36:43 PM


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  • HAL Id : dumas-03572300, version 1


Rémi Richoux. L’impact de la conformité sur l’activité commerciale en banque. Recherche empirique dans une banque universelle. Gestion et management. 2021. ⟨dumas-03572300⟩



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